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    Consumer Identity & Fraud Prevention

    Every login, effortless. Every session, protected.

    Your customers expect one-tap sign-up, instant login, and zero fraud. SecureAuth delivers all three, with passwordless authentication, invisible risk scoring on every action, and smart verification only when it matters.

    • One-tap passwordless login
    • Invisible fraud prevention
    • 80% faster authentication

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    A SecureAuth specialist will reach out within one business day to schedule a walkthrough.

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    58%1
    of consumers have abandoned online purchases due to password or login difficulties
    Source: Beyond Identity, 2025
    $17B2
    projected losses from account takeover fraud in 2025, the fastest-growing fraud type
    Source: Veriff / Javelin, 2025
    25%3
    of users abandon account creation when forced to set a password
    Source: E-commerce conversion studies, 2025
    The reality of consumer identity

    Three assumptions holding you back.

    Most identity strategies are built on outdated assumptions. Here's what leading consumer brands have learned.

    Common assumption
    “Passwords are an acceptable baseline.”

    Reality: 80% of Breaches Start with Stolen Credentials

    Passwords aren't just insecure, they're expensive. Every reset costs $70 on average. Eliminating passwords cuts support costs by 60-90% while eliminating the entire class of credential-based attacks.

    Common assumption
    “Authentication ends at the login event.”

    Reality: 60% of ATO Happens Post-Login

    Traditional MFA verifies once and trusts the session. But attackers exploit stolen sessions, hijacked cookies, and SIM swaps, all after the user passed MFA. Continuous evaluation catches 94% of what checkpoint models miss.

    Common assumption
    “Identity is an IT security line item.”

    Reality: Identity Is Your #1 Growth Lever

    Organizations that treat identity as customer experience infrastructure see 3x higher registration-to-conversion rates. Every friction point in your sign-up flow costs real revenue.

    Common assumption
    “More security always means more friction.”

    Reality: Risk-Based Auth Reduces Friction AND Fraud

    Adaptive risk scoring means legitimate users breeze through with zero challenges, while suspicious sessions get stepped up automatically. You don't have to choose between experience and security.

    What this looks like in practice

    The Abandoned Registration

    Your sign-up form has six fields and a CAPTCHA. You're losing 60% of potential customers before they even see your product. Your competitor just launched one-tap sign-up.

    With SecureAuth: One-tap social login + passkey, 3-second registration

    The 3 AM Credential Stuffing Attack

    A credential dump hits the dark web at midnight. By morning, bots have tested millions of stolen passwords against your login. Your MFA triggers for every user, crashing your support queue.

    With SecureAuth: Passwordless eliminates the vector entirely

    The Hijacked Checkout

    A customer's session was hijacked 20 minutes after login. Traditional MFA verified them at the door, but nobody's watching when a $2,400 payment is authorized from a new device in a new city.

    With SecureAuth: Risk score spikes, biometric step-up triggered in real-time

    Business outcomes

    What changes when identity works.

    Measurable results from customer deployments, not just compliance checkboxes.

    80% Faster Authentication

    Passwordless login reduces authentication time from an average of 15 seconds to under 3, driving higher conversion without compromising security.

    80% faster logins

    Catch ATO That Others Miss

    Continuous session evaluation catches 94% of account takeover attempts that checkpoint models miss, because 60% of ATO damage happens post-login.

    94% more ATO caught

    3x Higher Registration Conversion

    Frictionless registration with one-tap sign-up and progressive profiling turns identity from a gate into a growth engine. No forms, no CAPTCHAs, no drop-off.

    3x conversion lift

    Slash Support Costs 60-90%

    Eliminating passwords removes the #1 category of helpdesk tickets. Self-service credential management handles the rest automatically.

    60-90% fewer tickets

    Deploy Wherever Compliance Demands

    Cloud, private cloud, hybrid, or on-premises, same features everywhere. Data residency controls meet the strictest regulatory requirements.

    Any environment

    Budget with Confidence

    Annualized pricing with usage credits absorbs seasonal spikes. No per-MAU surprises as your consumer base scales to millions.

    Predictable costs
    Identity across the customer lifecycle

    From first click to loyal customer.

    Adaptive, context-aware identity at every stage, not just the login event.

    Lifecycle 01

    Get Customers In the Door Without a Form That Scares Them Away

    One-tap social login · Passkey enrollment · Progressive profiling

    Your competitors lose 60% of potential customers at registration. SecureAuth flips registration from a gate into a welcome mat: one-tap social login, instant passkey enrollment, and progressive profiling that collects what you need over time, not all at once.

    • Social login via Google, Apple, Facebook, custom OIDC/SAML with automatic account linking
    • FIDO2/WebAuthn passkey enrollment stored in device secure enclaves
    • Bot detection using 40+ signals: device fingerprinting, behavioral analysis, headless browser detection
    • Progressive profiling collects data over time instead of front-loading forms
    Customer Authority
    Registration Flow12ms
    Continue with GoogleOne tap
    Bot detection: Human verifiedInvisible
    Create passkeyBiometric
    Progressive profiling enabledOver time
    Account createdComplete
    Lifecycle 02

    No Passwords. No Friction. No Compromise.

    Passkey-first · Adaptive risk engine · Zero-friction for trusted users

    Passwords are the #1 attack vector for consumer accounts, and the #1 reason customers abandon login. Passkey-first authentication is faster, phishing-proof, and invisible to the user. The risk engine evaluates device, location, and behavior on every login.

    • FIDO2/WebAuthn passkey-first login eliminates phishing and credential stuffing
    • Adaptive risk engine evaluates 100+ signals in sub-100ms per login
    • Risk-based signals outperform static MFA by 97% in threat detection
    • Supports magic links, OTPs, and biometric fallback for progressive enrollment
    Customer Authority
    Login Flowsub-100ms
    Passkey challenge sentFIDO2
    Device trust verifiedRecognized
    Risk score: 12 (LOW)No challenge
    Session establishedPasswordless
    Lifecycle 03 — Differentiator

    Security That Doesn't Clock Out After Login

    Continuous verification powered by Assurance Authority

    Most identity platforms verify the user at the door, then trust the session until it expires. SecureAuth keeps scoring risk on every action. When a customer makes a high-value payment from a new device, the system catches it and asks for biometric confirmation, with transaction details right on screen.

    • Rich Authorization Requests (RAR) bind consent to specific transactions
    • Composite risk score recalculated per-action using 100+ signals
    • Action-level step-up for payments, transfers, profile changes
    • Real-time ATO prevention detects session hijacking in progress
    See the full deep-dive below
    Transaction AuthorizationStep-up
    High-value payment: $2,400.00Flagged
    Recipient: Acme ElectronicsRAR scoped
    New device detectedRisk elevated
    Biometric verification requestedStep-up
    Transaction-scoped consent grantedApproved
    Lifecycle 04

    Give Customers Control and They Will Stay

    Self-service · Privacy workflows · Consent management

    Every support ticket for a password reset or locked account is a moment your customer considers leaving. SecureAuth puts consumers in charge of their own identity: self-service profile management, credential recovery, identity linking, and full visibility into their data.

    • Self-service profile management with progressive enrichment and multi-identity linking
    • Granular consent collection with audit-ready consent ledger
    • GDPR/CCPA/LGPD data subject request workflows: export, deletion, right-to-be-forgotten
    • Credential recovery with account linking to prevent lockout and abandonment
    Customer Authority
    Account SettingsSelf-service
    Profile & linked identities3 linked
    Passkey management2 devices
    Consent & authorized apps3 apps
    Privacy preferencesGDPR
    Export my dataOne click
    Since migrating to SecureAuth, we've seen login friction drop by 80% while blocking 3x more fraudulent sessions than our previous provider. The continuous verification is a game-changer, we finally have visibility into what happens after login.
    VP of Product, Enterprise Customer
    Flagship capability, deep dive

    Continuous verification: not just at login.

    Post-login assurance powered by Assurance Authority

    Assurance Authority recalculates a composite risk score on every consumer action by combining session risk signals. When the score crosses a configurable threshold, the platform enforces step-up authentication inline, no redirect, no session drop. Transaction-scoped consent via Rich Authorization Requests binds verification to specific payments and actions.

    • 100+ real-time signalskeystroke dynamics, mouse entropy, device fingerprint drift, geo-velocity, session anomalies
    • Configurable risk thresholdsdefine sensitivity levels per action type and user segment
    • Action-level step-uppayments, profile changes, and data exports require re-verification regardless of session score
    • Invisible to good userslegitimate users experience zero additional friction; only anomalous behavior triggers challenges
    • Transaction-scoped consent (RAR)consent is bound to specific amount, recipient, and resource, not a generic permission
    Assurance Authority
    Live session, consumer checkout
    1Passkey login, user verified8
    2Normal browsing, low risk12
    3Add to cart, trusted device14
    4New device fingerprint detected52
    5$2,400 payment, step-up triggered52
    6Biometric verified, transaction approved18
    100+ signals per action · Continuous
    Evaluate

    Why SecureAuth for consumer identity.

    Built for enterprise-grade B2C, not retrofitted from developer auth.

    CapabilitySecureAuthAuth0 / Okta CICAWS Cognito
    Post-login risk scoringContinuous, every actionLogin-time onlyLogin-time only
    Behavioral biometricsNative, real-timeThird-party add-on
    Transaction-scoped consent (RAR)Built-in
    Action-level step-upPer-action policiesLimited (Actions)Manual
    Passwordless / Passkey-firstPartial
    Social login & account linking
    Deployment flexibilityCloud, hybrid, on-premCloud onlyAWS only
    Pricing modelPredictable, annualizedPer-MAU, variablePer-MAU + add-ons
    Time to go live2-4 weeks1-4 weeks4-12 weeks

    Post-login risk scoring

    SecureAuthContinuous, every action
    Auth0 / OktaLogin-time only
    AWS CognitoLogin-time only

    Behavioral biometrics

    SecureAuthNative, real-time
    Auth0 / OktaThird-party add-on
    AWS Cognito

    Transaction-scoped consent (RAR)

    SecureAuthBuilt-in
    Auth0 / Okta
    AWS Cognito

    Action-level step-up

    SecureAuthPer-action policies
    Auth0 / OktaLimited (Actions)
    AWS CognitoManual

    Passwordless / Passkey-first

    SecureAuth
    Auth0 / Okta
    AWS CognitoPartial

    Social login & account linking

    SecureAuth
    Auth0 / Okta
    AWS Cognito

    Deployment flexibility

    SecureAuthCloud, hybrid, on-prem
    Auth0 / OktaCloud only
    AWS CognitoAWS only

    Pricing model

    SecureAuthPredictable, annualized
    Auth0 / OktaPer-MAU, variable
    AWS CognitoPer-MAU + add-ons

    Time to go live

    SecureAuth2-4 weeks
    Auth0 / Okta1-4 weeks
    AWS Cognito4-12 weeks
    Built for every consumer scenario

    Use cases & industries.

    See how leading consumer brands deploy adaptive identity at scale.

    USE CASE 01

    E-Commerce & Retail

    One-tap checkout with frictionless registration, passwordless returning login, and continuous fraud detection on every transaction, so conversion stays high and chargebacks stay low.

    PasswordlessTransaction Step-UpBot Detection
    USE CASE 02

    Financial Services & Fintech

    Transaction-scoped consent via RAR, continuous session monitoring, and deployment flexibility to meet the strictest data residency and compliance requirements.

    RAR ConsentContinuous VerificationCompliance
    USE CASE 03

    Media & Streaming

    Social login with account linking, credential sharing detection, and adaptive auth that never interrupts content consumption, while preventing account sharing at scale.

    Social LoginAccount LinkingSharing Detection
    USE CASE 04

    Healthcare & Wellness

    HIPAA-compliant patient identity with biometric authentication, granular consent management, and automated data subject request workflows for privacy compliance.

    HIPAAConsent ManagementBiometric Auth
    FAQ

    Common questions.

    Quick answers about CIAM for consumer-facing applications.

    CIAM is identity built for your customers, not your employees. It prioritizes frictionless experience and scale alongside security. Customer Identity and Access Management handles registration, authentication, authorization, and user lifecycle for millions of individual consumers, with passwordless auth, behavioral biometrics, and continuous risk assessment out of the box.
    Ready when you are

    Adaptive consumer identity, out of the box.

    Skip the months of custom identity plumbing. Ship passwordless authentication with continuous fraud prevention, ready to go.

    Prefer to read first? Take the Post-Login Gap Audit